RETIREMENT PLAN TWEAKS: Making periodic adjustments to your 401(k) plan’s asset allocation is a wise move, and part of remaining engaged with your overall retirement strategy. But experts suggest investors tread cautiously and avoid major changes aimed at timing the market.
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START RIGHT: If your company offers to match up to a certain amount of your 401(k) contribution, make sure you’re putting in enough to qualify for the maximum.
OTHER TIPS: Need to beef up your contribution? Investors over 50 are allowed to put more of their pay toward their 401(k) plans.
