US average rate on 30-year home loan 4.28 percent By The Associated Press March 7, 2014 1:07 am FacebookTwitterEmailPrint Add Washington Examiner on Google FacebookTwitterEmailPrint Average U.S. rates on fixed mortgages fell this week after three weeks of increases, edging closer to historically low levels. Here’s a look at rates for fixed and adjustable mortgages this week and over the past year: TagsHousingInterest Rates Related Content