US average rate on 30-year home loan 4.29 percent By The Associated Press May 1, 2014 5:26 pm FacebookTwitterEmailPrint Add Washington Examiner on Google FacebookTwitterEmailPrint Average U.S. rates on fixed mortgages declined slightly this week as the spring home-buying season has gotten off to a slow start. Here’s a look at rates for fixed and adjustable mortgages this week and over the past year: TagsInterest Rates Related Content